Dental
School Loans
What are dental student
loans?
Let's be frank: dental school is expensive.
Dental student loans provide you with the flexibility
you need to stay on top of all of the costs associated
with dentistry school. By applying for dental student
loans, you'll be able to know that your education is
financed and, as a result, you'll be able to focus your
attention on your studies and your future success.
What benefits are associated with
dental student loans?
There are a number of benefits associated
with dental student loans. In addition to enabling you
to pay for your education in dentistry, you'll find that
private dental student loans are:
-
granted with an easy, convenient and
hassle-free application;
-
approved quickly - your preliminary
approval can be received in a matter of minutes when
you apply online or over the phone;
-
funded quickly - once your completed
application is received, you can receive your dental
student loan funds in a matter of two business days;
and
-
financed with competitive interest
rates so that you can be sure that you're getting the
money you need at the best rate possible.
Need Help?
Have Questions?
Contact one of our Private Dental
School Loan Counselors now at 1-888-9-GRADLOAN
or 1-888-947-2356
Who is eligible to apply for dental
student loans?
In order to be eligible for dental student
loans, you must be a graduate student in a degree
program. You must be enrolled at least half-time and
your school must be approved by Student Aid Center. Not
sure about your school's eligibility? Call a Student
Loan Counselor to find out.
How much can you borrow?
| Degree Program |
Cumulative Loan
Amount |
Limits for Each Academic
Year |
| Dental School |
$1,500 -
$225,000 |
Cost of attendance minus other
aid |
| All Others |
$1,500 -
$120,000 |
Cost of attendance minus other
aid |
How does your credit
rating affect your dental student loans?
In order to apply for
Student Aid Center dental student loans, you will need
to be a credit-ready or credit-worthy borrower,
Credit-worthy borrowers (and credit-ready borrowers who
apply with a credit-worthy co-signer) may find that the
costs of their loan are lower than other applicants'
costs.
Credit-ready borrowers must
meed certain credit requirements and be either a united
States citizen or permanent resident who has lived in
the United States for the past 2 years.
Credit-worthy borrowers, on
the other hand, must:
-
have been employed
for at least two years - or have been in
business/self-employed for the same period;
-
have proof of their
current income;
-
have demonstrated 21
months of a satisfactory credit history;
-
have lived at their
current address for at least one year, and
-
be a United States
citizen or permanent resident, and must have lived in
the U.S. for the past 2 years.
Need Help? Have Questions?
Contact one of our
Private Dental School Loan Counselors now at
1-888-9-GRADLOAN
or 1-888-947-2356
Can international
students apply for dental student loans?
International students can
apply for dental student loans as long as they apply
with a qualified co-signer. In addition, they will need
to provide student visas and other required documents -
call to determine what documentation you will
need.
Repaying your dental student loans.
Repaying your dental student
loans should not be a stressful process. That's why
dental student loans from Student Aid Center have easy
repayment terms. You'll find that your loans can be
repaid with low monthly payments that can be spread out
over 20 years or more.
Payments of both the
principal and interest can be deferred while you're in
school and you'll find that there is a grace period
after you have graduated. But, of course, if you wish to
complete repaying your loans before the specified time,
you'll be able to - without penalty.
Ready to apply for dental
student loans? Apply online or call on or our Private
Loan Counselors
today.
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