PRIVATE GRADUATE LOAN PROGRAM
WHAT IS A PRIVATE GRADUATE STUDENT LOAN?
Student Aid Centers realizes how expensive a graduate education can be. That's why we've created a specialized loan available only to graduate students. With our Easy Graduate Private Student Loan you'll have the flexibility you need to manage your college expenses. Spend less time worrying about financing and more time concentrating on your education with our customized program for graduate students.
Need Help? Have Questions?
Contact one of our Private Loan Counselors now at 1-888-9-GRADLOAN or 1-888-947-2356
Our customized Easy Graduate Private Student Loan program offers graduate students the following:
- Competitive interest rates to get you the money you need for school at the best rate possible
- No hidden fees! No student loan application fees or other out-of-pocket fees
- Fast approval! Student Aid Centers can get you preliminary approval for your Easy Graduate student loan in just minutes (when you apply on line or over the phone)
- Convenient, hassle-free application process so you can hit the books rather than be overloaded with a heap of student loan paperwork
- Fast funding! You can get your student loan funds in as little as two business days (from receipt of a fully complete application)
ELIGIBILITY
- A graduate student in a degree or certificate program
- A professional student in a degree or certificate program
- Enrolled in school at least half-time (as determined by your school)
- Attending a Student Aid Center approved school - our Educated Student Loan Counselors can quickly find out if you're enrolled in an eligible school. Call them at 1-888-9-GRADLOAN.
Need Help? Have Questions?
Contact one of our Private Loan Counselors now at 1-888-9-GRADLOAN or 1-888-947-2356
Degree Program |
Cumulative Loan Limit |
Limits for each Academic Year |
Dental School Loans |
$1,500 - $225,000 |
Cost of Attendance Minus other Aid |
Law School |
$1,500 - $130,000 |
Cost of Attendance Minus other Aid |
Medical School Loans |
$1,500 - $225,000 |
Cost of Attendance Minus other Aid |
Osteopathic Medicine |
$1,500 - $130,000 |
Cost of Attendance Minus other Aid |
MBA Loans |
$1,500 - $120,000 |
Cost of Attendance Minus other Aid |
Business |
$1,500 - $120,000 |
Cost of Attendance Minus other Aid |
All Others |
$1,500 - $120,000 |
Cost of Attendance Minus other Aid |
Need Help? Have Questions?
Contact one of our Private Loan Counselors now at 1-888-9-GRADLOAN or 1-888-947-2356
The cost of this graduate student loan might be lower if you are a credit-worthy applicant versus students who are considered credit-ready. You may also apply for this student loan with a credit-worthy co-signer.
As a credit-worthy borrower, you or a co-signer must:
- Have been employed for at least two years or
- Have been in business or self-employed for at least two years
- Have proof of current income
- Have shown 21 months of a satisfactory credit history
- Have resided at the current residence for a total of at least one year
- Be a U.S. citizen or permanent resident and has resided in the U.S. for the past 2 years.
As a credit-ready borrower for this Easy Graduate Private Student Loan, you must:
- Meet certain credit requirements (even though the program's flexibility does not require an established credit history)
- Be a U.S. citizen or permanent resident who has resided in the U.S. for the past 2 years.
Need Help? Have Questions?
Contact one of our Private Loan Counselors now at 1-888-9-GRADLOAN or 1-888-947-2356
ARE YOU AN INTERNATIONAL STUDENT WHO WOULD LIKE TO APPLY FOR THE EASY GRADUATE PRIVATE STUDENT LOAN? WE'RE HERE TO HELP!
International graduate students must apply with a qualified co-signer. Student Aid Center 's Educated Student Loan Counselors can provide all the details on student visas and other required documents. Call them now at 1-888-9-GRADLOAN or 1-888-947-2356
Easy Graduate Private Student Loan Repayment Terms - we work with you to make repayment of your student loan as easy as possible. Highlight of our program include:
- Take up to 20 years to repay (up to 25 years for loans of $40,000 or more)*
- Prepayment without penalty
- Keep more money in your wallet with monthly payment as low as $25*
Deferring Principal and Interest Payments During School for your Easy Graduate Private Student Loan
Concentrate on your studies and forget about your student loan payments for four years. While you're in school you are exempt from payments. After your four year deferment period (or if you dip below half time enrollment), you'll need to start repaying your graduate student loan within approximately 180 days after you graduate. We'll combine the interest that accrues during the deferment period and add it to principal when you begin repayment.
Medical students can request additional deferment after graduation for up to 4 years while completing internship or residency with a maximum deferment period of up to 8 1/2 years (including the 6-month grace period).
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Need Help? Have Questions?
Contact one of our Private Loan Counselors now at 1-888-9-GRADLOAN or 1-888-947-2356
To see detailed examples of the Easy Graduate Private Student Loan repayment options in detail for both credit-worthy and credit-ready student applicants, speak with one our Student Loan Counselors or Apply Online Now and a repayment term sheet can be provided to you.
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